
The Fifth Evolution Training team believes the best way to teach skills is by using humour and we try to make serious learning fun.
Our free courses are given to help you decide if we are a fit for your training needs. Should you enjoy this course and have bespoke training needs please contact us at:admin@5etraining.com or WhatsApp Gail at 0832003547 .
Introduction to Annuities: Turning Money into Time
Imagine this: you’ve worked hard, saved diligently, and now you want your money to return the favour , slowly, steadily, and predictably. That’s where annuities come in.
An annuity is a financial product that transforms a lump sum of money into a stream of income over time. It’s like hiring your savings to pay you a salary—whether monthly, quarterly, or annually. Think of it as a reverse subscription: instead of paying Netflix, Netflix pays you (if Netflix were a life insurance company with actuarial tables and a fondness for compound interest).
Our free courses are given to help you decide if we are a fit for your training needs. Please contact us at
- admin@5etraining.com or WhatApp Gail at 0832003547 Should you wish to discuss training needs further.

The Fifth Evolution Training team believes the best way to teach skills is by using humour and we try to make serious learning fun.
Our free courses are given to help you decide if we are a fit for your training needs. Should you enjoy this course and have bespoke training needs please contact us at: admin@5etraining.com or WhatsApp Gail at 0832003547 .
About this course.
Risk isn’t just about skydiving without a parachute or investing in your cousin’s llama-based crypto startup. It’s everywhere: in business decisions, compliance strategies, leadership choices, and yes—even in the office fridge.
This course introduces the fundamentals of risk: what it is, why it matters, and how to manage it without losing your sanity (or your stapler). Whether you're a compliance officer, a manager, or just someone who’s been voluntold to join the risk committee, this course will help you spot, assess, and respond to risk like a pro—with a dash of humor to keep things human.
Learning Outcomes
By the end of this module, learners will be able to:
- Define risk in practical, operational, and strategic contexts.
- Identify different types of risk (financial, reputational, ethical, operational).
- Understand the principles of risk assessment and mitigation.
- Apply risk frameworks to real-world scenarios.
- Laugh at least twice while learning.
- Teacher: Admin _

Ethics lite is a course to introduce learners to ethical thinking through real-world dilemmas, satire, and reflective exercises—preparing them for a more rigorous, theory-heavy ethics subscription course.
🕰️ Duration
20 minutes
👥 Target Audience
Professionals, students, leaders, and curious humans who want to explore ethics without drowning in Kantian jargon—yet.
- Teacher: Admin _

- Teacher: Admin _